A businessman walks into a bank in New York
and asks for the loan officer. He says he is going
to Europe on business for two weeks and needs to
borrow $5,000. The bank officer says the bank will
need some kind of security for such a loan. So the
businessman hands over the keys to a BMW
parked on the street in front of the bank.
Everything checks out, and the bank agrees to accept
the car as collateral for the loan. An employee drives
the BMW into the bank’s underground garage and
parks it there.
Two weeks later, the businessman returns, repays
the $5,000 and the interest, which comes to $15.41.
The loan officer says, “We are very happy to have
had your business, and this transaction has worked
out very, nicely, but we are a little puzzled.
While you were away, we checked you out and found
that you are a multimillionaire. Why would you bother
to borrow $5,000? “The businessman replied, “Where else in New York
can I park my car for two weeks for 15 bucks?
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