Up in Smoke

This is too funny, justice at last.

A lawyer purchased a box of very rare and expensive
cigars, then insured them against fire, among other things. Within a
month, having smoked his entire stockpile of these great cigars and
without yet having made even his first premium payment on the policy,
the lawyer filed claim against the insurance company.

In his claim, the lawyer stated the cigars were lost “in a series of small fires.”

The insurance company refused to pay, citing the obvious reason: that
the man had consumed the cigars in the normal fashion. The lawyer
sued….and won!

More than 14,000 Legal Forms

In delivering the ruling, the judge agreed with the insurance company
that the claim was frivolous. The Judge stated, nevertheless, that the
lawyer held a policy from the company in which it had warranted that
the cigars were insurable and also guaranteed that it would insure them
against fire, without defining what is considered to be unacceptable
“fire,” and was obligated to pay the claim.

Rather than endure lengthy and costly appeal process, the insurance
company accepted the ruling and paid $15,000.00 to the lawyer for his
loss of the rare cigars lost in the “fires.”

After the lawyer cashed the check, the insurance company had him
arrested !!! With his own insurance claim and testimony from the
previous case being used against him, the lawyer was convicted of
intentionally burning his insured property and was sentenced to 24
months in jail and a $24,000.00 fine.

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